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By registering for and participating in the Insurance Business forum, you agree to these terms and conditions applying to your use of the Insurance Business forum. These terms and conditions of use apply to this forum on the Insurance Business website, and to any similar features that may be implemented in this website from time to time, including (but not limited to) any bulletin boards or chat rooms. All of these features are comprised in the term "Insurance Business forums" in these terms and conditions.
By participating in the Insurance Business forum, you acknowledge that the views of persons posting queries, comments and statements to the discussion forums are not necessarily the views of Insurance Business, and are not necessarily endorsed by Insurance Business. The Insurance Business forum is intended for the exchange of information between, and points of view of, many people, and these are the points of view and statements, opinions or questions of those individuals and not of Insurance Business.
Under no circumstances will Insurance Business be liable in any way for any content, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the forum. You agree to indemnify Insurance Business in relation to any loss or damage incurred by Insurance Business and any liability to a third party that accrues to Insurance Business as a result of your use of this website and the Insurance Business forum in contravention of these terms and conditions.
Should content be found or reported in violation with, but not limited to, the following terms, it will be the sole discretion of the management of Insurance Business as to what action should be taken, including suspension and/or termination of your account. Without limiting the activities which may be prohibited by these conditions by virtue of them constituting offences against the criminal or civil law, you must not post any material to this website that:
- comprises a false or misleading statement or representation;
- constitutes misleading or deceptive conduct;
- is defamatory in any jurisdiction;
- is a breach of copyright or other intellectual property right;
- exhorts or counsels any person to commit an offence against the criminal or civil law;
- shows nudity, partial nudity or adult content
- contravenes publications classifications laws;
- contravenes discrimination or anti-vilification laws; or
- contravenes laws governing and restricting political advertising.
You may post to Insurance Business forum only under your own username and you must not utilize the forum in a manner by which you purport to be someone else.
The Insurance Business website reserves the right to remove any postings to the discussion forums that contravene any of the limitations referred to above, which contain expletives or foul language, which are considered to be discourteous or which otherwise the managers of the Insurance Business website in their sole discretion consider to be inappropriate for inclusion in the forums, and this may be done without any prior notice to the person who has contributed that posting.
Our forum policy follows a four strike system.
1) First warning,
2) Second warning and subsequent three day ban
3) Third warning and subsequent seven day ban
4) Fourth warning permanent ban
If Insurance Business management deems necessary, steps 1-3 may be skipped and a permanent ban issued with no prior warning, depending on the severity of the violation(s).